Rate Assumptions & Disclosures  

Rate Disclaimer 

All mortgage rates are subject to change without notice and are based on market conditions, loan type, credit profile, property type, and lock‑in period. All loans are subject to credit approval. Your actual rate, payment, and terms may vary.

General Terms and Conditions 

  • Rates shown are based on owner‑occupied, single‑family detached homes
  • FICO score: 760+
  • Loan‑to‑Value (LTV): 60%
  • Debt‑to‑Income (DTI): 36%
  • 30‑day rate lock
  • Escrows required for taxes and insurance
  • Purchase transactions only

  • Conforming & High‑Balance Loans

    Fixed‑Rate Options

    • 30‑Year Fixed
    • 20‑Year Fixed
    • 15‑Year Fixed
    • 10‑Year Fixed


    Adjustable‑Rate Options

    • 7/1 ARM
    • 5/1 ARM


    Jumbo Loans

    Fixed‑Rate Options

    • 30‑Year Fixed Jumbo
    • 15‑Year Fixed Jumbo

    Adjustable‑Rate Options

    • 7/1 ARM Jumbo
    • 5/1 ARM Jumbo

    Important Notice

    Rates shown are for illustration only and may not reflect current market pricing. Your rate will depend on your credit profile, loan purpose, property type, and other qualifying factors. Please contact ABC United Finance Corp for a personalized rate quote.

    For a personalized rate quote, please contact ABC United Finance Corp.