Perfect for self‑employed borrowers who need an alternative way to document income using business or personal bank statements.
Qualify using professionally prepared profit & loss statements only — no bank statements or tax returns required.
Ideal for freelancers, contractors, and gig‑economy workers who receive 1099 income.
Qualify based on property cash flow — no personal income required.
Qualify using liquid assets only — no employment, income, or DTI required.
For borrowers using an Individual Tax Identification Number.
Designed for non‑U.S. residents purchasing or refinancing property in the U.S.
A fixed‑rate second mortgage option available as Piggyback or Stand‑Alone financing.
Serving Maryland, Virginia & Washington DC with flexible Non‑QM and Portfolio mortgage solutions. Ready to get started? Apply now or schedule a consultation with our lending team.
