Commercial Loan Programs | Fix & Flip, Bridge, SBA & Construction Loans  

ABC United Finance Corp provides flexible commercial financing solutions for investors, business owners, and real estate professionals across Maryland, Virginia & Washington DC. Explore fast, competitive loan programs designed to support acquisitions, renovations, construction, and business expansion.


 Self‑employed borrowers may also qualify through our Bank Statement Loan Program.  

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Fix & Flip Loans

Short‑term financing for purchasing and renovating commercial or mixed‑use properties.

Highlights

  • Loan amounts from $50K to $3MM
  • Up to 85% LTV
  • 12‑month terms
  • No prepayment penalty
  • Ideal for purchase, refinance, and rehab projects
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Commercial Real Estate Loans  

Financing for stabilized or income‑producing commercial properties.

Highlights

  • Competitive rates and flexible terms
  • Suitable for retail, office, industrial, mixed‑use, and multi‑family
  • Options for purchase or refinance
  • Designed for long‑term investors and business owners
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Ground-Up Construction Loan  

  Financing for new construction projects that are fully entitled and ready to build. This program supports investors and developers who already have approved permits and finalized plans, providing the capital needed to take the project from groundbreaking to completion. Flexible draw schedules and efficient underwriting help keep construction on track.  

  • Flexible draw schedules
  • Interest‑only during construction
  • Suitable for commercial, mixed‑use, and multi‑family
  • Designed for builders and developers
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SBA Loans (7a & 504)

Government‑backed financing for small businesses purchasing or expanding commercial real estate.

Highlights

  • Low down payment options
  • Long‑term fixed rates
  • Ideal for owner‑occupied properties
  • Can include equipment, working capital, or business expansion

Why Choose Us for Commercial Loans

  • Fast, investor‑friendly approvals designed for competitive markets
  • Flexible loan programs for fix & flip, bridge, construction, and commercial real estate
  • Direct access to experienced commercial lending specialists
  • Local expertise in Virginia, Maryland & Washington DC
  • Transparent terms and consistent communication from application to closing





Frequently Asked Questions (FAQ)

What types of commercial loans do you offer?

We provide a full range of commercial financing options including Fix & Flip loans, Bridge loans, Commercial Real Estate loans, Ground‑Up Construction financing, and SBA 7(a) and 504 programs. Each program is designed to support different investment and business needs.

Who can qualify for a commercial loan?

Eligibility varies by program, but we work with real estate investors, business owners, developers, and self‑employed borrowers. Many of our programs offer flexible documentation and Non‑QM options for borrowers who don’t fit traditional lending guidelines.

Do you offer financing for investment properties?

Yes. Most of our commercial loan programs are designed specifically for investment properties, including Fix & Flip, Bridge, DSCR‑based loans, and commercial real estate acquisitions.

Can I get a commercial loan for a startup business?

Yes, through SBA 7(a) and 504 programs. These loans are ideal for new or growing businesses that need capital for expansion, equipment, real estate, or working capital.

What is the difference between a Bridge Loan and a Fix & Flip Loan?

A Fix & Flip Loan is designed for purchasing, renovating, and reselling residential investment properties. A Bridge Loan provides short‑term financing for commercial or investment properties when you need fast capital before securing long‑term financing or selling the property.

Do you offer Ground‑Up Construction financing?

Yes. We provide construction loans for shovel‑ready projects with approved permits and plans. These programs support builders and developers who need structured draw schedules and flexible underwriting.

How fast can I get approved for a commercial loan?

Approval times vary by program, but many investor‑focused loans (Fix & Flip, Bridge, DSCR) can be approved quickly with streamlined documentation. SBA loans take longer due to federal requirements.

Do you lend in Maryland, Virginia, and Washington DC?

Yes. We serve commercial borrowers across Maryland, Virginia, and Washington DC, offering financing for both small businesses and real estate investors.

How do I know which commercial loan program is right for me?


Get a Commercial Loan Quote

 Our team is here to help you secure the right commercial financing for your project. Whether you're acquiring, renovating, building, or expanding, we provide fast approvals, competitive terms, and personalized guidance every step of the way. Contact us today to discuss your loan options and receive a personalized quote.

  We proudly serve investors and business owners across Maryland, Virginia, and Washington DC  


What Our Clients Say: 

⭐⭐⭐⭐⭐“As a real estate investor, I’ve worked with several lenders over the years, but none have been as responsive and knowledgeable as ABC United Finance Corp. They understood my project immediately, structured a fix‑and‑flip loan that fit my timeline, and moved faster than I expected. Their team kept me informed at every step, and I closed without delays. I’ll be using them for all my future deals.”Marcus R., Alexandria, VA

⭐⭐⭐⭐⭐“Owning an auto paint and supply business has always been my passion, but renting warehouse space kept limiting what I could store and how much inventory I could carry. I knew buying my own commercial warehouse was the next step, but every lender I spoke with made the SBA process feel overwhelming.

ABC United Finance Corp changed everything. They took the time to understand my business, walked me through the SBA 7(a) loan requirements, and helped me prepare every document I needed. For the first time, I felt like someone was actually on my side." — Luis A., Chantilly, VA

Thanks to their guidance, I purchased a warehouse that finally gives my business room to grow. I’ve expanded my product lines, increased inventory, and improved delivery times for my customers. This loan didn’t just help me buy a building — it helped me take my business to the next level.”Daniel P., Woodbridge, VA