Foreign National Loans

Unlock U.S. Real Estate Opportunities — No U.S. Credit or Residency Required Foreign National loans make it possible for international buyers to invest in U.S. real estate with flexible qualification options and competitive terms. Whether you're purchasing a second home or expanding your investment portfolio, ABC United Finance provides a streamlined path to ownership.

Foreign National Loan Program Overview

Foreign National loans are designed for non‑U.S. citizens who want to purchase property in the United States without traditional residency, credit, or income documentation. This program offers flexible qualification options using international credit, foreign income, or asset verification — making U.S. real estate more accessible to global investors.

Program Highlights

Financing available for non‑U.S. citizens and non‑permanent residents
Ideal for investment properties and second homes
No U.S. credit score required
Qualification using foreign credit, international income, or asset verification
Flexible documentation options, including bank statements or CPA letters
Competitive interest rates tailored to foreign national borrowers
Multiple property types eligible, including condos, single‑family homes, and townhomes

Who This Program Is For

Foreign National loans are designed for international buyers who:

Live outside the United States
Do not have a Social Security Number
Do not have established U.S. credit
Want to purchase real estate for investment or personal use

Documentation Needed

Foreign National borrowers can qualify with simplified international documentation. Most programs require:

Valid passport
Valid visa (B‑1/B‑2, E‑1/E‑2, L‑1, O‑1, etc.)
Foreign credit report or credit reference letters
Bank statements (U.S. or international)
Proof of income (CPA letter, employer letter, or foreign tax returns)
Proof of assets for down payment and reserves
Purchase contract for the subject property

Why Choose a Foreign National Loan?

This program makes U.S. property ownership accessible to global investors by removing traditional barriers such as U.S. credit history or residency requirements. Borrowers can leverage international financial strength, diversify their portfolios, and take advantage of the stability of the U.S. housing market.

Eligible Properties

Second homes
Investment properties
Condominiums
Single‑family residences
Townhomes

Common Uses

Building a U.S. real estate portfolio
Purchasing a vacation home
Generating rental income
Long‑term investment and wealth growth

Why Choose ABC United Finance?

ABC United Finance specializes in helping international buyers navigate the U.S. mortgage process with confidence. You’ll benefit from:

Expert guidance from loan specialists experienced in Foreign National lending
Fast, streamlined approvals designed for international documentation
Flexible qualification options tailored to your financial profile
Transparent communication every step of the way
Competitive loan programs built for global investors

Your goals are global — your financing should be too.

DSCR Loans

⭐⭐⭐⭐⭐ “As an investor from Doha, I expected the U.S. mortgage process to be overwhelming, but ABC United Finance made everything incredibly smooth. Even without U.S. credit or income, they guided me through every requirement and helped me purchase my condo in Arlington. Their team was professional, patient, and always quick to respond.” — Khalid A., Doha, Qatar

Frequently Asked Questions (FAQ)

Do I need a U.S. credit score to qualify?

No. Foreign National loans allow borrowers to qualify using foreign credit reports, international income, or asset verification.

Can I purchase a primary residence?

Foreign National loans are typically for second homes or investment properties, not primary residences.

Do I need a Social Security Number?

No. Borrowers can qualify using a passport and valid visa instead.

What documentation is required?

Requirements vary, but may include:

Foreign credit report
Bank statements
CPA or accountant letters
Proof of assets
Valid passport and visa

Can I use rental income to qualify?

Yes, rental income from the subject property may be considered depending on the program.

Ready to Invest in U.S. Real Estate?

Our team specializes in helping international buyers secure financing with confidence. Whether you're purchasing a second home or expanding your investment portfolio, we’re here to guide you every step of the way.

Start your application today and discover how simple U.S. financing can be.

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