Mortgage Loan Programs
in Virginia, Maryland & Washington DC
⭐ 5-Sdelila@chaletsettlements.comtar Reviews ✔ Licensed Mortgage Professionals ⚡ Fast Closings
Residential, commercial, and Non-QM loans with fast approvals and competitive rates across Virginia, Maryland, and Washington DC.
✔No impact on your credit to check eligibility
✔ Fast approvals 24–48 hours
✔ Local experts in VA, MD and DC
At ABC United Finance Corp, we help borrowers across Virginia, Maryland, and Washington DC navigate today’s mortgage market with clarity and confidence. Whether you’re a first-time homebuyer, refinancing to lower your rate, investing in property, or exploring Non-QM financing options, our team structures loan solutions around your income profile, long-term goals, and timeline. We work with a wide network of lenders to provide competitive rates, flexible underwriting, and fast approvals tailored to your situation.
Get Pre-Approved for a Mortgage in Virginia, Maryland & DC
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Qualified Mortgage (QM) Loan Programs
Government-backed and conventional mortgage options for borrowers who meet standard lending guidelines
Conventional Loans
Competitive rates and flexible terms for borrowers with stable income and solid credit. Ideal for primary residences, second homes, and investment properties. View Full Conventional Loan Details
FHA Home Loans
Government-backed financing with low down payment options and flexible credit guidelines. A strong option for first-time homebuyers.
View Full FHA Loan Details
VA Loans
Available to eligible veterans, active-duty service members, and surviving spouses. VA loans offer no down payment and no mortgage insurance.
View Full VA Loan Details
Jumbo Loans
Financing solutions for higher-priced properties that exceed conventional loan limits. Competitive rates available for qualified borrowers.
View Full Jumbo Loan Details
Home Equity & Second Mortgage
Access your home’s equity without refinancing your first mortgage. Funds can be used for renovations, debt consolidation, education, major expenses, or investments. Fixed-rate second mortgage options available.
View Full Home Equity Loan Details
Renovation Loans
Finance the purchase or refinance of a home while covering renovation costs in one mortgage. Ideal for buyers purchasing a fixer-upper or homeowners planning upgrades, these programs help improve property value without separate financing.
View Full Renovation Loan Details
USDA Loans
Designed for eligible rural and suburban homebuyers. Offers zero down payment options and reduced mortgage insurance costs (income and property restrictions apply).
View Full USDA Loan Details
FHA 100% CLTV- No Down Payment
This program allows eligible buyers to combine an FHA loan with approved down payment assistance to achieve up to 100% financing. It’s ideal for borrowers who qualify for FHA but need help covering their down payment and closing costs. Income and program guidelines apply.
View Full FHA 100% CLTV Loan Details
Reverse Mortgage
Homeowners 62+ can convert home equity into tax-free funds without monthly mortgage payments. Ideal for retirement income, medical expenses, or home improvements. Borrowers retain ownership while meeting program requirements.
View Full Renovation Loan Details
Not sure which program fits your situation?
Speak with a licensed loan advisor today and compare options side-by-side.
Non-QM & Alternative Mortgage Programs
We specialize in flexible financing solutions for borrowers who don’t fit traditional lending guidelines.
Bank Statement Loans
Ideal for self-employed borrowers who qualify using 12–24 months of bank deposits instead of tax returns.
Profit & Loss (P&L) Loans
Qualify using professionally prepared P&L statements without traditional income documentation.
1099 Income
Loans
Designed for independent contractors and commission-based earners who cannot qualify under standard agency guidelines.
DSCR Investor Loans
Qualification based on rental property cash flow rather than personal income. Perfect for real estate investors expanding their portfolios.
Asset Qualifier Loans
Qualify using verified liquid assets without traditional employment or income documentation.
View Full Asset Qualifier Loan
ITIN Loans
Mortgage solutions for borrowers without a Social Security number who meet eligibility requirements.
View Full ITIN Loan
Foreign National Loans
Designed for non-U.S. residents purchasing or refinancing property in the United States.
View Full Foreign National Loan
Non-QM Home Equity Loans
Our HELOAN programs are non-QM second mortgages designed for borrowers using alternative documentation. Available as stand-alone or piggyback options for purchase, refinance, or cash-out transactions.
View Full Non-QM HELOAN
Self-employed? Investor? Non-traditional income?
We specialize in structuring smart solutions for complex scenarios.
Serving Homebuyers Across Virginia, Maryland & Washington DC
We proudly serve clients throughout Northern Virginia, Maryland, and Washington DC, including:
- Virginia: McLean, Fairfax, Arlington, Alexandria
- Maryland: Bethesda, Rockville, Silver Spring
- Washington, DC
Our team understands local market conditions and provides strategic guidance to help you compete confidently in today’s housing market.
Why Choose ABC United Finance Corp
- Fast Pre-Approvals — Many borrowers receive approval within 24 hours
- Local Expertise — Deep knowledge of Virginia, Maryland, and DC markets
- Flexible Loan Solutions — Conventional, Government-Backed, and Non-QM options
- Personalized Service — Every loan structured around your financial goals
- Competitive Rates & Smooth Closings
Still have questions about mortgage programs?
Our team is happy to walk you through your options.
Frequently Asked Questions
What mortgage programs do you offer?
We provide Conventional, FHA, VA, Jumbo, USDA, DSCR, Bank Statement, ITIN, Foreign National, Asset Qualifier, Home Equity, and Reverse Mortgage programs.
How do I know which loan is right for me?
The best loan depends on your credit, income structure, down payment, and long-term plans. We offer free consultation to help you compare options.
How fast can I get pre-approved?
Most borrowers receive pre-approval within 24 hours once required documentation is submitted.
Do you work with self-employed borrowers?
Yes. We specialize in Bank Statement, 1099, and P&L programs designed for self-employed clients.
Do you serve Virginia, Maryland and DC?
Yes. We serve clients throughout the Northern Virginia, Marland, and Washington DC.
Ready to Get Pre-Approved?
Call 703-932-3905 or apply online today to compare loan options and secure the right mortgage for your needs.